I'm an independent, licensed insurance agent helping individuals and families across 23 states find coverage that fits their health and their budget — with no sales pressure, and at no cost to you.
I'm a health insurance professional focused on one thing: helping individuals, families, and Medicare beneficiaries understand their coverage options. Through Smooth Health Solutions, I provide guidance on Medicare, ACA Marketplace plans, and ancillary coverage — with an emphasis on education, clarity, and personalized service.
I'm licensed across 23 states and work with a range of carriers, so I'm not here to push one company's product. Whether you're shopping the ACA marketplace, turning 65 and sorting through Medicare, or bridging a gap with short-term or supplemental coverage, I can compare what's actually available to you and explain the trade-offs honestly.
When we talk, I'll ask about your doctors, your prescriptions, and your budget before I ever mention a plan, then lay your choices out side by side. My goal is to build trust, cut through the fine print, and help you make a healthcare decision you feel confident about — and if a free government or marketplace option fits you better than anything I can offer, I'll tell you that too.
Individual and family health plans — and help claiming every premium tax credit you qualify for.
Advantage, Supplement (Medigap), and Part D drug plans, compared without bias.
Temporary coverage that can bridge a gap between major-medical plans — new job, missed enrollment, or a move.
Standalone dental, vision, and hearing benefits for the care most medical plans leave out.
Hospital indemnity and other supplemental plans that pay cash benefits to cushion a big medical event.
Real 2026 premiums by insurer and age for all 23 states I serve — written to help you decide before we ever talk.
Nothing. You never pay me a fee. Like every licensed agent, I'm compensated by the insurance company when you enroll — and by law that commission is already built into the premium whether you use an agent, call the carrier directly, or sign up yourself on HealthCare.gov. Using an agent doesn't cost you a dollar more. It just means someone's in your corner when you have questions, at renewal, or if a claim goes sideways.
I'm licensed and appointed to help residents of these 23 states. Tap yours for a free 2026 cost guide.
No. My guidance is free to you. Insurance carriers pay agents a commission that's already priced into every plan, so you pay the same premium with me as you would enrolling on your own.
I'm licensed in 23 states: Alabama, Arizona, Arkansas, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nevada, New Hampshire, North Carolina, North Dakota, Oklahoma, Pennsylvania, South Carolina, Texas, and Virginia.
No. Smooth Health Solutions is an independent, private brand and is not connected with or endorsed by the U.S. government, the federal Medicare program, CMS, HealthCare.gov, or any state marketplace. I'm a privately licensed agent who helps you compare plans from the carriers I represent.
Call or text (561) 660-9102, email info@smoothhealthsolutions.com, or start a quote online. There's no obligation — we'll just look at your options together.
Tell me your doctors, your prescriptions, and your budget — I'll compare what's actually available in your county and explain it in plain English. Free, and no obligation to enroll.
Important: Smooth Health Solutions is a marketing name/brand used by Zuriel Kinlock, licensed insurance agent. Speaking with a licensed insurance agent does not guarantee enrollment, eligibility, savings, approval, or specific benefits, and there is no obligation to enroll. Smooth Health Solutions is not connected with or endorsed by the U.S. government, the federal Medicare program, CMS, HealthCare.gov, or any state marketplace or government agency. Plan availability, benefits, premiums, and eligibility vary by plan, carrier, location, and individual circumstances.
